LOAN ADVISORY

At S M Financial & Management Services , we understand your needs and goals and help structure your finance requirements in order to achieve them. We make the process simple, leaving you to focus on what’s really matters to you! Home loan for resident Indians are offered by the S M Financial and Management Services which range from buying a house either from the developer – built, un-built or under construction or from a second owner or for the improvement and renovation of the existing building structure.

Loans we provide:

• Home Loan
• Loan against property
• Construction Loan
• Loan for extension, renovation etc.

If you are thinking to start your journey of buying a new house, looking to move to a new house, investing in property or are looking forward to refinance, our expert and unbiased advice will unlock your questions like:

Eligibility criteria for Resident Indians:

• Stability and continuity of occupation and savings history
• The applicant should have a steady source of income.
• Repayment capacity takes into consideration factors such as income, number of dependants, spouse’s income, assets, liabilities