S M Financial & Management Services is committed to protecting your privacy and working towards offering you a powerful, safe, online experience. To avail some of the services offered by S M Financial & Management Services, you need to sign up by giving simple details that personally identify you. S M Financial & Management Services needs this minimal information to operate the online services. S M Financial & Management Services encourages you to update this information as and when there are any changes. When you do this through easily navigable clicks, you help us stay in touch with you always.
S M Financial & Management Services does not collect personal information about individuals except when such individuals specifically provide such information on a voluntary basis. This can be in several ways including for example, through registration for contests, the registration process for subscription sites or services and in connection with content submissions, community postings (e.g., message boards), suggestions, and voting/polling activities. Personal information on individual users of S M Financial & Management Services will not be sold or otherwise transferred to unaffiliated third parties unless otherwise stated at the time of collection or without the approval of the user as the case may be.
S M Financial & Management Services treats your personal information or your use of the Service as private and confidential and does not check, edit, or reveal it to any third parties except where it is expressly agreed where it believes in good faith, such action is necessary to comply with the applicable legal and regulatory processes, or to protect and defend the rights of other users or to enforce the terms of service which are binding on all the users of S M Financial & Management Services.
Except where specifically agreed or necessary for operational or regulatory reasons, S M Financial & Management Services will not send you any unsolicited information. However, to help you to take full advantage of S M Financial & Management Services, messages relating to the S M Financial & Management Services products/services and/or changes, additions and improvements to the products/services offered may be sent to you. Further at such points of collection, the user will have the opportunity to indicate whether he or she would like to “opt out” of receiving promotional and/or marketing information about other products, services and offerings from S M Financial & Management Services and/or any third parties etc. If the user does not opt out, S M Financial & Management Services may use any email addresses of users to send occasional emails pertaining to the said information. The user can nevertheless unsubscribe from receipt of such emails by following instructions therein or by communicating accordingly to www.settlers-india.com.
S M Financial & Management Services may collect unnamed statistics, which does not personally identify you. S M Financial & Management Services reserves the right to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners. S M Financial & Management Services will provide only aggregated data from these analyses to third parties.
S M Financial & Management Services is not intended for use by children and minors. Parents are requested to ensure that personal information is not provided by minors on www.settlers-india.com. However, this does not intend to prohibit information on minors and children being provided by the parents with respect to any product or service offered by S M Financial & Management Services or any other third party permitted to offer any product or service on its site, which are beneficial to or are designed for the benefit of children and minors.
S M Financial & Management Services uses the help of Internet Protocol (“IP”) addresses to diagnose any problems with its server and to administer the web site www.settlers-india.com; including by blocking certain addresses that it feels are inappropriately using its website. IP addresses are used to gather broad demographics information, such as browser types, visitor’s country, visiting frequency, operating systems, etc.
This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in favor of any user or viewer of S M Financial & Management Services or on behalf of any other party.
However, users and viewers are informed that by using the web site www.settlers-india.com, they are deemed to have consented to the collection and use of information by S M Financial & Management Services as stated above.