TERMS & CONDITIONS

S M Financial & Management Services

General
By accessing this website (the “S M Financial & Management Services Website”) and using its content, you acknowledge and you agree that you have read and understood the following terms of use and you agree to be bound by them. Do not use the S M Financial & Management Services Website, if you do not agree with these terms of use.

Use of Content
The content is available for informational purposes only. The posting of content and access to this website does not render, either explicitly or implicitly, any provision of services or products by us. Information concerning financial products or services (including insurance, asset management and banking) is only available through the respective S M Financial & Management Services.

No Offer
No information on the S M Financial & Management Services Website is or should be interpreted as an offer or a solicitation for an offer, as investment, legal, tax or other advice. Where such is needed, a professional shall be consulted.

No Duty to update
All content on the S M Financial & Management Services Website is published as of its date only. We assume no responsibility to update or amend.

Trademarks, Service Marks and Logos (“Marks”) and Copyright
All content of the S M Financial & Management Services Website is protected by copyright with all rights reserved. All rights in the pages, site content and arrangement are owned by S M Financial & Management Services. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of “framing” technology, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of S M Financial & Management Services.
The marks appearing on the www.massifsdvisor.com respective websites are the property of S M Financial & Management Services.

No Warranty
All content on the S M Financial & Management Services Website, including but not limited to graphics, text and hyperlinks or references to other sites, is provided “as is”. Without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components.

We do not warrant the adequacy, accuracy, reliability or completeness of any information on the S M Financial & Management Services Website and expressly disclaim any liability for errors or omissions therein.

We do not warrant that the functions of the S M Financial & Management Services website will be uninterrupted and/or error-free, that defects will be corrected or that the S M Financial & Management Services website or the server that makes it available are free from computer viruses or other harmful components.

Limitation of Liability
We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use the S M Financial & Management Services website or reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the S M Financial & Management Services website, regardless of our knowledge thereof.

Hyperlinked and Referenced Websites
Certain hyperlinks or referenced websites on the S M Financial & Management Services website may for your convenience forward you to third parties’ websites, which generally are recognized by their top level domain name. Their content has not been investigated or analyzed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites and expressly disclaim any liability for any and all of their content.

By accessing the S M Financial & Management Services website, you also agree to abide by the proprietary guidelines set forth at any website accessed or hyperlinked to through the S M Financial & Management Services website.

Local Legal Restrictions
The S M Financial & Management Services website is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of the S M Financial & Management Services website is prohibited. Persons in respect of whom such prohibitions apply must not access the S M Financial & Management Services website.

Reservation of Rights
We reserve the right to change, modify, add to, or remove portions of these terms of use at any time.

Jurisdiction, Severability
This Site is controlled, operated and administered by S M Financial & Management Services from its offices within India. We make no representation that Materials on this Web Site are appropriate or available for use at any other location(s) outside India. Any access to this Web Site from territories where their contents are illegal is prohibited. You may not use the Web Site or export the Materials in violation of any applicable export laws and regulations. If you access this Web Site from a location outside India, You are responsible for compliance with all local laws.

Except as specifically set forth herein the information contained on this website is not an offer to sell or purchase any security, insurance product or other product or service. No security, insurance product or other product or service is offered or will be sold in any jurisdiction in which such offer or solicitation; purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions. All disputes shall be subject to the exclusive jurisdiction of Kolkata courts.

These Terms constitutes the entire agreement between S M Financial & Management Services and you with respect to your use of the Web Site. Any claim you may have with respect to your use of the Web Site must be commenced within one (1) year of the cause of action. If any provision(s) of these Terms is held by a court of competent jurisdiction to be contrary to law then such provision(s) shall be severed from these Terms and the other remaining provisions of these Terms shall remain in full force and effect.